Purchase Guide

Buying property in Costa Rica starts a new chapter

This purchase guide walks you through each stage of the buying process, from understanding the local market and legal requirements to finalizing your purchase with confidence. Whether your goal is lifestyle, retirement, or investment, our step-by-step approach helps you move forward with clarity and peace of mind.

Investment Perspective

Why Buy Property in Costa Rica?

Costa Rica is known for its beautiful landscapes, pleasant climate, and relaxed way of life. Whether you’re looking for a retirement home, a vacation property, or an investment opportunity, the country offers diverse real estate options. With the right professional guidance, buying property here is a clear, accessible, and well-structured process.

Step-by-Step Guide

The Buying Process

While buying property in Costa Rica may differ slightly from purchasing real estate in other countries, the process is clear and well structured when approached correctly. With the right guidance, owning property here can be a smooth and transparent experience.

Step 1

Establish Your Budget and Financing Options

The first step in buying a home in Costa Rica is understanding your financial situation. Whether you plan to finance through a mortgage or pay upfront, setting a realistic budget is essential.

Be sure to account for additional costs such as taxes, legal fees, and closing expenses. If financing, review the terms carefully and confirm that your bank supports international property purchases.

Step 2

Find a Trusted Real Estate Agent

Working with an experienced real estate agent is essential when buying property in Costa Rica. A knowledgeable professional helps you navigate the market, identify the right opportunities, and ensure a clear, transparent process from start to finish.

It’s also recommended to have a Buyer Representation Agreement in place, ensuring your agent is fully committed to protecting your interests and finding a property aligned with your goals.

Step 3

Plan Your Visit to Costa Rica

After selecting potential properties, planning an in-person visit is a key step. Seeing properties firsthand allows you to experience the location, surroundings, and overall lifestyle each area offers.

Your real estate agent will coordinate viewings and logistics to ensure your visit is efficient, informative, and focused on properties that truly match your priorities.

Step 4

Property Viewings

During property viewings, take the time to evaluate how each option fits your lifestyle and needs. Pay attention to details such as layout, condition, location, and future potential.

Your agent will guide you through each viewing, answer questions, and help you compare options so you can make a confident and informed decision.

Step 5

Engage a Legal Representative

A qualified real estate attorney is essential when purchasing property in Costa Rica. Your attorney will verify the property’s legal status, confirm a clear title, and ensure there are no outstanding issues such as liens or unpaid taxes.

They will also handle contracts, escrow coordination, and any financing requirements, ensuring the transaction is legally sound and secure.

Step 6

Make an Offer

Once you’ve selected the right property, your agent will help you prepare and submit a written offer. Negotiations are handled on your behalf to secure the best possible terms.

If accepted, an initial deposit is typically required. Using a secure escrow account adds protection for both buyer and seller until the transaction is completed.

Step 7

Secure Your Reservation

After the offer is accepted, a reservation deposit is made to formally secure the property. This deposit demonstrates commitment and temporarily removes the property from the market.

It allows time to complete due diligence and finalize legal steps without the risk of losing your chosen property.

Step 8

Finalizing the Deed of Sale

Once all legal checks and financial arrangements are complete, your attorney will prepare the final Deed of Sale. After all parties sign, the transaction becomes official.

At this stage, ownership is legally transferred, and the property is officially yours.

Because buying a home is not just a transaction, it’s the beginning of a new way of living.

Key Points Before You Buy

Buying property in Costa Rica goes beyond a checklist. Understanding the key considerations helps ensure a confident and well-informed purchase.

Choosing the Right Property

Finding your dream home in Costa Rica is more than just following steps. It’s about making sure the property meets your every expectation. Take your time inspecting each home, both visually and structurally, to ensure it aligns with your desires and investment goals.

Nohara Estates Costa Rica can assist you at every stage, from curating a tailored list of properties to providing invaluable insights into local neighborhoods. Whether you’re looking at resale properties or new developments, having an experienced team like Nohara by your side can make all the difference.


  • For resale properties, it’s important to know that the previous owners will likely have their own legal representation to ensure that the transaction is transparent and that all property guarantees are upheld.
  • For new developments or off-plan purchases, your agent will introduce you to the developers and guide you through the entire construction and design process.

Financing Options and Considerations

Before committing to any property, you must establish a clear understanding of your budget. Your agent can help you explore options that fit within your financial comfort zone. In Costa Rica, property buyers can secure financing through local banks, though terms may vary. For non-residents, it is often more common to use personal funds or finance through home countries.

Working with an Attorney

Your attorney in Costa Rica plays a pivotal role throughout the buying process. Aside from ensuring the property is legally sound, they will assist in managing any additional legal fees or hidden costs you may encounter. A great attorney will also help in drafting or updating your will, ensuring a smooth transfer of assets in the future.

Taxes and Fees

Costa Rica boasts relatively low property taxes. At the time of purchase, you’ll pay 3.5% of the property’s price in transfer taxes. After that, ongoing property tax is just 0.25% annually, making owning a home in Costa Rica a financially viable option.

Closing the Deal

Your New Chapter Begins Here

Once all legal formalities are completed, taking possession of your new home marks the beginning of a new chapter. Whether it becomes a permanent residence, a vacation retreat, or an investment property, this moment represents the result of a well-guided process handled with care, clarity, and confidence by Nohara Estates Costa Rica.

Now is the time to begin your journey to homeownership in one of the world’s most stunning destinations. Ready to take the next step? Nohara Estates Costa Rica is here to guide you every step of the way, ensuring a smooth, secure, and enjoyable real estate experience.